Terry Baxter, began his career as a television director for PBS in Washington, D.C. As if this was not unconventional enough, he moved on to professional race car driver and motion picture stunt man before finding a long term home at GEICO, starting as the manager of GEICO's in-house media center for training, communications and advertising. During his fourteen years at GEICO, Baxter was encouraged to support the community, charitable events, and political activities. Over a decade and a half, he helped plan the US Bicentennial celebrations, became a White House advanceman for Presidents Ford and Reagan, and served as Vice Chairman and General Manager of the Inaugural Galas for both Reagan and George H. W. Bush. He left GEICO as Vice President of Corporate and Employee Relations. He joined Ronald Reagan's White House staff as assistant director of the Office of Management and Budget (OMB) the principal agency of the Executive Office of the President. President Bush appointed him Managing Director of the National Transportation Safety Board (NTSB) in 1990.

In 1993, Jack Byrne, the former Chairman of GEICO, asked Baxter to come to New Hampshire to help organize a new insurance holding company, which eventually became White Mountains Insurance Group (WTM), a Fortune 500 company. In addition to White Mountains (where he was president), Baxter served on more than a dozen corporate and charitable boards, including the National Symphony Orchestra, International Special Olympics, the Murray Lawrence syndicate of Lloyds of London, Fairholme Capital, and the Main Street America Group. He is the author of three books and a regular contributor to the Ocean Reef Press and TORN. Baxter is a ten-year member of Ocean Reef, and serves on the TORN Editorial Advisory Board, the Ocean Reef Press Editorial Advisory Board, the ORC Marketing Committee, the ORC Real Estate Advisory Council, and is a Governor of the Ocean Reef Yacht Club. In addition to serving as an ORCA board member, Terry is Chairman of the Communications Committee.

Terry and his wife Pat have a son and a daughter and four grandchildren.